Payments for e-commerce stores
Checkout, fraud screening and dispute handling for card-not-present volume.
Higher risk, different economics
Online transactions cost more to accept and dispute more often than counter sales, because the card and the cardholder are not physically present. The controllable variables are your checkout configuration, your fraud rules and your delivery evidence — and all three affect your bottom line more than a small difference in the quoted rate.
How the setup works for your account
Cart integration
Connect a standard shopping cart, or use pay-by-link if you sell without a full storefront.
Fraud rules that fit the catalogue
Screening tuned to your ticket size, shipping profile and repeat-customer pattern.
Delivery evidence
Tracking and signature capture, which is the single strongest defence in a dispute.
Refund control
Issue full or partial refunds quickly, before a customer escalates to their bank.
The three things that move the numbers
Billing descriptor
If the statement entry does not obviously match your store, you will get disputes from honest customers.
Address verification
AVS and CVV checks cost nothing and filter a meaningful share of card testing.
Fast, visible refunds
A refund is cheaper than a chargeback in every case. Make your policy easy to find.
Common questions
Often yes. Card-present and card-not-present volume are underwritten and priced differently.
Cross-border transactions carry different costs and higher dispute rates. Tell us during underwriting so it is disclosed up front.
You can authorise at order and capture at shipment. Confirm your platform supports delayed capture.
See what your processing should actually cost
Send a recent statement, or your monthly volume and average ticket. You get a written breakdown back — no commitment.