Payments for financial and lending services
Brokers, advisers and lending-adjacent businesses — a category with heavy compliance requirements.
Compliance-led underwriting
Financial services businesses face the most detailed underwriting of any category we handle. Acquirers will want to see licensing, where applicable, along with your disclosures, your customer verification process and your marketing. This is not a category where a light application succeeds — but a well-documented one is straightforward.
VOXEPAY LLC does not provide legal, regulatory, tax or financial advice. Licensing and compliance requirements for financial and lending activity vary by state and by activity. Consult qualified counsel.
How the setup works for your account
Licence-aware submission
Applications submitted with the licensing and registration documentation the acquirer will ask for.
KYC and AML alignment
Setup that fits alongside your customer verification obligations.
ACH and card options
Bank debits for larger payments and cards for fees, where permitted for your activity.
Ongoing monitoring
Financial services accounts are reviewed regularly. We help you keep documentation current.
What to prepare before applying
Licensing documentation
State or federal registrations relevant to your activity, if your business requires them.
Disclosure and marketing materials
Underwriters read your website. Anything that overstates outcomes is a problem.
Your verification process
How you identify customers and what records you retain.
Common questions
It is nearly always treated as elevated risk. The degree depends on your specific activity and licensing.
Frequently yes. The terms are disclosed in writing before you sign.
No. We are not attorneys and do not provide legal, regulatory, tax or financial advice. Use qualified counsel for compliance questions.
See what your processing should actually cost
Send a recent statement, or your monthly volume and average ticket. You get a written breakdown back — no commitment.