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Plain answers about taking card payments.
What chargebacks really cost, how the rules catch people out, and how to read a statement you were never meant to understand.
What makes a business "high risk" for card processing?
The "high risk" label is not a judgement on your business — it is a risk category the sponsor bank assigns based on ind…
What is a high-risk merchant account?
A high-risk merchant account is one where the sponsor bank judges the likelihood of chargebacks, fraud or non-delivery …
Read the exit before you read the rate
An early termination fee is a charge applied when a merchant closes a processing account before the agreed term ends. I…
Declined by one bank isn't declined by all
A merchant account decline is a decision by one sponsor bank against its own risk appetite, not an industry-wide verdic…
Would a straight answer help?
Send a recent statement and we will tell you whether we can beat it. No call unless you ask.